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Read Me First
Important
Information
Please read the entire
"certificate" carefully before making any insurance purchase
to determine rights and duties, as well as what is and is
not covered. Various provisions in this certificate restrict
coverage.
All information presented at this web site is based on
information material provided travel agents by Travel Guard
International and is subject to change without notice.
The information on this
web page is not a recommendation to purchase travel
insurance. That decision is up to you. You are strictly
responsible for knowing what works best for you. So, do your
homework and due diligence before making any purchase.
Consumer
Alerts
1.
All prospects for purchase of travel
insurance should fully understand
the coverages, monetary
limits and restrictions that apply to travel insurance
before making any decision to purchase.
For details of what is
covered please
read the entire "certificate" carefully before making any
insurance purchase.
2.
You do not have
to book a cruise to purchase this insurance.
Travel
arrangements such as hotel, resort, flights, and tour
packages may be covered. For details of what is covered
please read the entire "certificate" carefully before making
any insurance purchase.
IN
THE NEWS
Florida State law
requires travel insurance companies to be registered and
licensed by the State.
Here's what happened when a company sold travel
insurance without a license.
Consumers need to be very careful
about which companies they buy travel insurance from, as
state law requires such companies to be registered and
licensed with the state.
Florida Chief Financial Officer Jeff Atwater recently
announced that the Department of Financial Services has
reached an agreement with to reimburse nearly $90,000.
Read More.. (
Sun Sentinel )
When it comes to travel insurance: What
you need to know before you go!
What is travel insurance? Travel insurance can protect
consumers from losing deposits or total costs for a long
planned vacation due to unforeseen circumstances, such as an
accident, or illness that prevents you from taking your
vacation.
Travel Insurance Tip: Ask
whether you are purchasing travel insurance vs. "trip
protection" or "vacation care", as these may not be
true insurance products. While they may cost less, they may
not cover you as much as true travel insurance. There is
nothing worse that filing a claim and being denied payment.
Many policies contain exclusions for certain kinds of
coverage , so always read the details of the policy,
including the fine print before purchase.
Legitimate travel insurance must be sold by companies with
an insurance license, with the carrier authorized by state
insurance regulators. To verify the license of any company
selling travel insurance company in the State of Florida
call the Department of Financial Services consumer helpline
at 877-693-5236 or visit
http://www.MyFloridaCFO.com.
For other states contact the
Attorney General office or Department of Consumer Services
where you live. In Florida, to
verify if the company has the appropriate license or to file
a complaint, call the Department of Business and
Professional Regulation consumer helpline at 850-487-1395 or
visit
http://www.myfloridalicense.com/dbpr |
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Cruisin’ to Savings
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Charles N. of Kansas
City, Missouri had everything planned. He and his
two traveling companions were going on an
unforgettable Alaskan cruise tour
complete with days of
exploring the Alaskan wilderness and panoramic view of the
picturesque coast. |
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If it was all the
excitement or something else we may never know, but
as soon as Charles arrived at the airport, he
suddenly passed out. Fortunately, his traveling
companions got him help and to a hospital quickly.
Unfortunately, his long-planned for trip was
history. But what about the extensive investment he
had made in his trip?
The airline cruise tickets
weren’t cheap – could he recoup the cost? With a Travel
Guard plan, he could. One simple call to Travel
Guard got the ball rolling. Within a couple of weeks,
Charles was reimbursed for his unused flight tickets, and
the cost of the cruise and tour.
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Source: Travel
Guard
Cruise Insurance.
Don't get left high and dry on your next cruise.
Cover your cruise with cruise travel insurance through
Travel Guard. Insurance plans through Travel Guard can
include cruise insurance coverage for cruises of all
shapes and sizes. Plans may include valuable emergency
medical coverage, trip interruption coverage, emergency
travel and health assistance services and more.
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For more than 20
years, Travel Guard plans have covered millions
of travelers worldwide. We're one of America's
leading providers of travel insurance plans and
assistance services plans and we're here to help
you 24 hours a day, 7 days a week. Coverage
provided through Travel Guard is easy to buy and
with 24-hour emergency travel assistance
services it's even easier to use. |
Not going
on a cruise? That's OK. You can Purchase
Travel
Insurance For any trip, business or
pleasure. |
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Travel Guard plans offer
travelers numerous coverage options. Whether it's a
two-day cruise to the Bahamas or a month-long cruise
through the Mediterranean, we have a cruise insurance
plan to fit your travel needs. To find out which option
is best for you, check out the most popular Travel
Insurance Plans below.... Click on a highlighted link
for more details and a FREE price quote.
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Most Popular
Travel Insurance Plans |
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Platinum - For travelers who want the most
comprehensive package of travel insurance coverage &
assistance services.
The Platinum Plan is for travelers who
want the most comprehensive package of travel insurance
coverage and assistance services. If you are looking for the
total package that includes coverage for Travel Guard's
highest level of medical services, plus additional benefits
when purchased within 15 days of initial trip payment, then
this is the package for you! The Platinum Plan also covers
for pre-existing medical conditions, financial default -
even trip cancellation due to job loss and other covered
work reasons! You can also upgrade your Platinum Plan to
include optional coverages like Cancel for Any Reason and
Medical Evacuation home or to the hospital of your choice!
-
Gold - Travel Guard's most popular package
of travel insurance & assistance services.
The Gold Plan is Travel Guard's most
popular package of travel insurance & assistance services.
Offering comprehensive coverage for individuals or families,
this plan now includes Cancel for Work Reasons (including
job loss) in the base plan and primary medical coverage.
Children 17 and under
are also covered at no additional cost! And, if you purchase
this plan within 15 days of your initial trip payment, this
plan provides additional benefits for pre-existing medical
conditions and financial default. Optional coverages include
Cancel for Any Reason and Medical Evacuation home or to the
hospital of choice.
-
Silver - For travelers & families who want
standard coverage & 24-hour emergency travel assistance
services.
The Silver Plan is for people who are
traveling individually or with their family and want
standard
coverage and access to our 24-hour emergency travel
assistance services. Now including increased medical and
emergency evacuation coverages, this plan provides even more
benefits when purchased within 15 days of initial trip
payment, including coverage for pre-existing medical
conditions and financial default. Each child 17 and under is
covered at no additional cost for each adult that purchases
this plan.
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My Travel Guard - Travel Guard's
lowest-priced package plan with basic coverage & 24-hour
emergency travel services.
A "build your own" travel insurance
plan. Includes basic and 24-hour emergency travel services.
Customize "My Travel Guard" with coverages and limits to
meet your specific travel needs. Optional Coverage
Upgrades include Cancel for Any Reason, increased medical,
emergency evacuation and baggage coverages, Adventure Sports
Coverage, Additional Covered Reasons Upgrade and more!
-
Basic - The lowest-priced package plan with basic
coverage & 24-hour emergency travel services.
The Basic Plan includes essential
travel insurance coverages and 24-hour emergency travel
assistance. This plan does not cover trip cancellation
coverage for financial default or pre-existing medical
conditions.
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GET A QUOTE
Click on a
link below for a FREE
Online
Instant Travel Insurance Quote |
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This is only a brief description of
the coverage(s) available. The Policy will contain reductions,
limitations, exclusions and termination provisions. Insurance
underwritten by National Union Fire Insurance Company of Pittsburgh,
Pa., with its principal place of business in New York, NY. Coverage
may not be available in all states. Please Read the
"Disclaimer" found at the end of this page as well as the "Read Me
First" notes in the left hand column.
Travel assistance services provided by Travel Guard.
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Travel Insurance Resource Center:
Click on these links for more information.
1.
Top 10 Reasons Why You Should Purchase Travel Insurance
There are hundreds of circumstances
that could cause you to cancel
your trip, return home early or force
you to seek emergency medical
treatment while traveling. Check
out Cruise Traveler Magazine's Top
10 reasons why you should
purchase travel Insurance.
2.
Top 5 Frequently Asked Questions About Travel Insurance
3.
Travel Insurance why buy? Why not!
Find
out if it's right for you.
4.
Top Ten Questions To Ask Before You Purchase Travel Insurance
5.
Travel Insurance: Glossary of Terms
6. Consumer Alerts:
Must reads before making a purchase
7. Travel Insurance Articles:
Stories that may be of interest
8.
What's New in Travel Insurance Coverage?
9.
Travel Insurance: Tips To Save You Money
Are you ready for your upcoming trip?
Are you sure?
Whether you’re worried about a medical
emergency, your luggage not showing up when you do, or you simply
want to cover your trip investment, travel insurance plans through
Travel Guard are there for you before, during and after your trip.
A travel insurance plan can provide coverage for:
- Trip delay
- Trip interruption or
cancellation
- Emergency Medical expenses
while on your trip
- Lost baggage
In addition, many of the travel
insurance plans through Travel Guard include free 24-hour emergency
assistance** to help with the unexpected such as:
- Emergency medical evacuation
- Flight rebooking
- Emergency return arrangements
- Missed connections
coordination
- Lost baggage search
- Urgent message relay to
family, friends or business associates
- Much more!
Cover the investment you just made –
purchase a travel insurance plan from Travel Guard today.
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